Is there an easy way to upgrade a hard drive without a working installCD?

I want to upgrade the hard drive in a win98SE machine, possibly creating
multiple boot options with XP and Linux available, but my OEM-supplied
CD is broken. I have a generic Win98 CD, but I don't have the drivers
for my computer, and I'm unsure which drivers I'd need to redownload,
and if I pick the wrong network drivers, I'd be SOL.

Is there a way to image my old 40gb hard drive onto a larger disk when I
don't have a third storage unit avilable that is large enough to hold
the image? I do NOT own Norton Ghost, or any other imaging software, so
whatever is recommended would have to be available for free download and
at least one trial use.

Back in the days of MS-DOS, I'd just install the new HD as a C drive and
move the old drive to the D, format the new HD, partition it, and then
XCOPY *.* everything on the D drive to the C drive using a couple
switches that I can't remember off-hand (I'll have to XCOPY /?) to copy
everything. Will this work with Win98SE or is there a similar simple
procedure?